Josh Jampedro

Broker/Owner at Home Loan Advisors

Pre-Approval

Congratulations, and good luck on your search!

Your Real Estate Agent

Sonja Craparo

Sotheby's

CALL EMAIL

You Are Pre-Approved!

Your Certified Home Buyer Approval:


Congratulations! Your loan approval is official. Here’s what happens next:



What You Do:


Review your approval details: Your pre-approval letter isn't set in stone, we will update it as many times as needed and tailor it to each specific property when you're ready to offer.


Keep me in the loop: Keep me posted as you tour homes. When you find one you like, I'll run the numbers, issue a property-specific pre-approval, and call the listing agent directly once you're ready to offer.




What We Do:


Mortgage Advisor: At this stage, think of me as your financing consultant. I am here to run scenarios, pressure-test numbers, and give you honest perspective on any property you're considering. Reach out anytime.


Negotiator: Stuck in a back-and-forth with the seller? Bring me in, I can often find creative ways to structure the offer and help close the gap without you overpaying.


The “playbook”: Once you're out there, emotions can quickly replace spreadsheets. My job is to have the right options ready so we can call the right play for the right situation. My goal is to position you to achieve your homeownership goals both financially and personally.



$5,000 SELLER GUARANTEE


In this industry, 'pre-approved' gets thrown around loosely, and listing agents know it. We want to make sure we highlight your strength as a buyer so that your offer is seriously considered and given the respect you deserve as a certified home buyer. To back that up, we put skin in the game. If you weren't truly qualified at the time we issued your letter due to any negligence on our part, we pay the seller $5,000 directly.


This guarantee applies to our pre-approval process, it does not cover circumstances outside of our control.



What This Means for You:


Home-shopping ready: Agents and sellers see you as a serious buyer.


Simplified process: Show your Buyer Pass at open houses for quick verification.


Move quickly: Be prepared to make an offer as soon as you find the right home.



Who You Work With Matters


I always say, who you work with matters. I like my clients to learn a little bit about me. Review the attached PDF so you can get to know me a little bit better. Understand you are in great hands and we will get you to the closing table with the best rate and lowest fees in the market.


I am looking forward to seeing you at the closing table!



Your Home Loan Advisor,


Josh Jampedro

Pre-Approval Letter

Download Brochure

$5,000 Seller Guarantee

Download Brochure

10 Commandments of Home Buying

Download Brochure

About Us

Download Brochure